@font-face{font-family:IBM Plex Sans;font-style:normal;font-display:swap;font-weight:400;src:url(./ibm-plex-sans-latin-400-normal.CDDApCn2.woff2) format("woff2"),url(./ibm-plex-sans-latin-400-normal.CYLoc0-x.woff) format("woff")}@font-face{font-family:IBM Plex Sans;font-style:normal;font-display:swap;font-weight:500;src:url(./ibm-plex-sans-latin-500-normal.6ng42L7E.woff2) format("woff2"),url(./ibm-plex-sans-latin-500-normal.BgVn5rGT.woff) format("woff")}@font-face{font-family:IBM Plex Sans;font-style:normal;font-display:swap;font-weight:600;src:url(./ibm-plex-sans-latin-600-normal.CuJfVYMP.woff2) format("woff2"),url(./ibm-plex-sans-latin-600-normal.Cu4Hd6ag.woff) format("woff")}@font-face{font-family:IBM Plex Sans;font-style:normal;font-display:swap;font-weight:700;src:url(./ibm-plex-sans-latin-700-normal.Bxkt5Cjx.woff2) format("woff2"),url(./ibm-plex-sans-latin-700-normal.Bth3BMcD.woff) format("woff")}@font-face{font-family:IBM Plex Mono;font-style:normal;font-display:swap;font-weight:500;src:url(./ibm-plex-mono-latin-500-normal.DSY6xOcd.woff2) format("woff2"),url(./ibm-plex-mono-latin-500-normal.CB9ihrfo.woff) format("woff")}:root{--font-sans: "IBM Plex Sans", ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;--font-display: var(--font-sans);--font-mono: "IBM Plex Mono", ui-monospace, "SFMono-Regular", Menlo, monospace;--display-weight: 600;--display-tracking: -.025em;--bg: #f5f7fb;--surface: #ffffff;--surface-2: #eef2f9;--ink: #0a1f44;--heading: #071735;--muted: #4f5d77;--muted-strong: #2d3b57;--line: #dde3ee;--line-strong: #c4cddd;--brand: #1f4fff;--brand-hover: #1640d9;--brand-strong: #1f4fff;--brand-ink: #ffffff;--accent: #00b3a4;--accent-strong: #00b3a4;--link: #1f4fff;--icon-bg: #e8eeff;--icon-ink: #1f4fff;--radius: 6px;--radius-sm: 4px;--radius-btn: 4px;--max: 1240px;--kicker-font: var(--font-mono);--num-font: var(--font-mono);--tag-font: var(--font-mono);--eyebrow-font: var(--font-mono);--eyebrow-case: uppercase;--eyebrow-tracking: .08em;--hero-bg: #071735;--hero-ink: #ffffff;--hero-heading: #ffffff;--hero-muted: #b4c0d8;--hero-em: #8fb0ff;--hero-decor: linear-gradient(rgb(143 176 255 / .07) 1px, transparent 1px) 0 0 / 40px 40px, linear-gradient(90deg, rgb(143 176 255 / .07) 1px, transparent 1px) 0 0 / 40px 40px, radial-gradient(60% 80% at 80% 30%, rgb(31 79 255 / .35), transparent 70%);--eyebrow-bg: rgb(143 176 255 / .1);--eyebrow-line: rgb(143 176 255 / .25);--eyebrow-ink: #b9ccff;--card-shadow: none;--card-shadow-hover: 0 12px 30px -18px rgb(10 31 68 / .35);--step-num: #1f4fff;--pay-bg: #ffffff;--pay-card-bg: #f5f7fb;--badge-bg: #0a1f44;--badge-ink: #ffffff;--cta-bg: #071735;--cta-ink: #ffffff;--cta-btn-bg: #1f4fff;--cta-btn-ink: #ffffff;--footer-bg: #071735;--footer-ink: #e6ecf8;--footer-muted: #93a2c0;--footer-line: #1c2f55;--consent-bg: #eef2f9}.hero .btn-ghost{border-color:#8fb0ff66}.hero .btn-ghost:hover{border-color:#fff}.hero .hero-points .icon{color:#4fe0d2}.hero-bg:after{content:"";position:absolute;inset:auto 0 0;height:1px;background:linear-gradient(90deg,transparent,rgb(143 176 255 / .5),transparent)}.trust{background:#fff}.kicker:before{content:"// ";opacity:.6}.card{border-top:3px solid var(--line)}.card:hover{border-top-color:var(--brand)}.step-num:after{content:" →";font-size:1.2rem;opacity:.3}.site-footer .footer-col a:hover{color:#fff}.cta-band{background-image:linear-gradient(rgb(143 176 255 / .07) 1px,transparent 1px),linear-gradient(90deg,rgb(143 176 255 / .07) 1px,transparent 1px);background-size:40px 40px}.cta-band .btn-ghost{border-color:#8fb0ff66}.site-header{--header-bg: rgb(245 247 251 / .86)}.hero h1{font-size:clamp(2.3rem,1.3rem + 3.3vw,3.85rem)}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:88px}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font-sans);font-size:1.0625rem;line-height:1.6;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased;font-feature-settings:var(--font-features, normal)}img,svg{display:block;max-width:100%}a{color:var(--link, var(--brand));text-underline-offset:3px;text-decoration-thickness:1px}a:hover{text-decoration-thickness:2px}:focus-visible{outline:3px solid var(--focus, var(--brand));outline-offset:3px;border-radius:4px}h1,h2,h3{font-family:var(--font-display);font-weight:var(--display-weight, 700);letter-spacing:var(--display-tracking, -.02em);line-height:1.1;margin:0 0 .5em;color:var(--heading, var(--ink));text-wrap:balance}h1{font-size:clamp(2.4rem,1.4rem + 4.2vw,4.4rem);line-height:1.02}h2{font-size:clamp(1.8rem,1.25rem + 2vw,2.85rem)}h3{font-size:1.2rem;letter-spacing:-.01em;line-height:1.25}p{margin:0 0 1em;text-wrap:pretty}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip{position:absolute;left:1rem;top:-100px;z-index:100;background:var(--brand);color:var(--brand-ink);padding:.6rem 1rem;border-radius:var(--radius-sm);font-weight:600}.skip:focus{top:1rem}.container{width:min(100% - 2.5rem,var(--max, 1200px));margin-inline:auto}.narrow{width:min(100% - 2.5rem,780px)}.muted{color:var(--muted)}.btn{--_bg: var(--surface);display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font:inherit;font-weight:650;font-size:1rem;line-height:1;padding:.9rem 1.25rem;border-radius:var(--radius-btn, var(--radius-sm));border:1px solid transparent;text-decoration:none;cursor:pointer;transition:transform .15s ease,background-color .15s ease,box-shadow .15s ease,border-color .15s ease;white-space:nowrap}.btn:hover{transform:translateY(-1px)}.btn:active{transform:translateY(0)}.btn[disabled]{opacity:.7;cursor:progress}.btn-primary{background:var(--brand);color:var(--brand-ink);box-shadow:var(--btn-shadow, 0 1px 0 rgb(0 0 0 / .08))}.btn-primary:hover{background:var(--brand-hover, var(--brand))}.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line-strong, var(--line))}.btn-ghost:hover{border-color:var(--ink)}.btn-sm{padding:.6rem .95rem;font-size:.94rem}.btn-lg{padding:1.05rem 1.5rem;font-size:1.05rem}.site-header{position:sticky;top:0;z-index:50;background:var(--header-bg, color-mix(in srgb, var(--bg) 82%, transparent));backdrop-filter:saturate(160%) blur(14px);-webkit-backdrop-filter:saturate(160%) blur(14px);border-bottom:1px solid transparent;transition:border-color .2s ease}.site-header.scrolled{border-bottom-color:var(--line)}.header-row{display:flex;align-items:center;gap:1.5rem;height:72px}.brand{display:inline-flex;align-items:center;color:var(--ink);text-decoration:none;flex-shrink:0}.nav{margin-inline:auto}.nav ul{list-style:none;display:flex;gap:.25rem;margin:0;padding:0}.nav a{display:block;padding:.5rem .8rem;color:var(--muted-strong, var(--muted));text-decoration:none;font-weight:550;font-size:.97rem;border-radius:var(--radius-sm)}.nav a:hover{color:var(--ink);background:var(--surface-2)}.header-actions{display:flex;align-items:center;gap:.75rem}.phone-link{display:inline-flex;align-items:center;gap:.4rem;color:var(--ink);text-decoration:none;font-weight:600;font-variant-numeric:tabular-nums;font-size:.97rem}.menu-toggle{display:none;width:44px;height:44px;border:1px solid var(--line);background:var(--surface);border-radius:var(--radius-sm);cursor:pointer;position:relative;color:var(--ink)}.bars,.bars:before,.bars:after{position:absolute;left:12px;width:18px;height:2px;background:currentColor;border-radius:2px;content:"";transition:transform .2s ease}.bars{top:21px}.bars:before{top:-6px;left:0}.bars:after{top:6px;left:0}.open .bars{background:transparent}.open .bars:before{transform:translateY(6px) rotate(45deg)}.open .bars:after{transform:translateY(-6px) rotate(-45deg)}@media(max-width:960px){.phone-link span{display:none}}@media(max-width:860px){.menu-toggle{display:inline-block}.nav{position:absolute;top:72px;left:0;right:0;background:var(--bg);border-bottom:1px solid var(--line);display:none;margin:0}.open .nav{display:block}.nav ul{flex-direction:column;padding:.75rem 1.25rem 1.25rem}.nav a{padding:.85rem .5rem;font-size:1.05rem}.phone-link{display:none}}.hero{position:relative;overflow:hidden;padding:clamp(3rem,2rem + 5vw,6.5rem) 0 clamp(3rem,2rem + 4vw,5.5rem);background:var(--hero-bg, transparent);color:var(--hero-ink, var(--ink))}.hero-bg{position:absolute;inset:0;pointer-events:none;background:var(--hero-decor, none)}.hero-grid{position:relative;display:grid;grid-template-columns:1.08fr .92fr;gap:clamp(2rem,4vw,4.5rem);align-items:center}.hero h1{color:var(--hero-heading, var(--heading, var(--ink)))}.hero h1 em{font-style:normal;color:var(--hero-em, var(--brand))}.eyebrow{display:inline-flex;align-items:center;gap:.55rem;font-size:.85rem;font-weight:650;letter-spacing:var(--eyebrow-tracking, .02em);text-transform:var(--eyebrow-case, none);font-family:var(--eyebrow-font, var(--font-sans));color:var(--eyebrow-ink, var(--brand-strong, var(--brand)));background:var(--eyebrow-bg, var(--surface-2));border:1px solid var(--eyebrow-line, var(--line));padding:.4rem .8rem;border-radius:999px;margin-bottom:1.4rem}.eyebrow-dot{width:8px;height:8px;border-radius:50%;background:var(--accent);box-shadow:0 0 0 4px color-mix(in srgb,var(--accent) 25%,transparent)}.lead{font-size:clamp(1.1rem,1rem + .4vw,1.3rem);color:var(--hero-muted, var(--muted));max-width:38em;line-height:1.55}.hero-ctas{display:flex;flex-wrap:wrap;gap:.75rem;margin:2rem 0 1.75rem}.hero-ctas.center{justify-content:center}.hero .btn-ghost{color:var(--hero-ink, var(--ink))}.hero-points{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:.6rem 1.4rem;color:var(--hero-muted, var(--muted));font-size:.97rem;font-weight:500}.hero-points li{display:inline-flex;align-items:center;gap:.45rem}.hero-points .icon{color:var(--accent-strong, var(--accent))}.hero-art{position:relative;min-width:0}@media(max-width:980px){.hero-grid{grid-template-columns:1fr}.hero-art{max-width:560px}}.trust{border-block:1px solid var(--line);background:var(--trust-bg, var(--surface))}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-item{display:flex;gap:.9rem;padding:1.6rem 1.25rem;align-items:flex-start}.trust-item+.trust-item{border-left:1px solid var(--line)}.trust-icon{flex-shrink:0;display:grid;place-items:center;width:42px;height:42px;border-radius:var(--radius-sm);background:var(--icon-bg, var(--surface-2));color:var(--icon-ink, var(--brand))}.trust-title{font-family:var(--font-sans);font-size:1rem;letter-spacing:0;margin:0 0 .2rem;font-weight:700}.trust-item p{margin:0;font-size:.92rem;color:var(--muted);line-height:1.45}@media(max-width:980px){.trust-grid{grid-template-columns:1fr 1fr}.trust-item:nth-child(3){border-left:0}.trust-item:nth-child(n+3){border-top:1px solid var(--line)}}@media(max-width:560px){.trust-grid{grid-template-columns:1fr}.trust-item+.trust-item{border-left:0;border-top:1px solid var(--line)}}.section{padding:clamp(4rem,3rem + 4vw,7rem) 0}.section-tight{padding:clamp(2rem,1.5rem + 2vw,3.5rem) 0 clamp(4rem,3rem + 3vw,6rem)}.section-alt{background:var(--alt-bg, var(--surface));border-block:1px solid var(--line)}.section-head{max-width:760px;margin-bottom:clamp(2rem,1.5rem + 2vw,3.5rem)}.kicker{font-family:var(--kicker-font, var(--font-sans));font-size:.82rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--kicker, var(--brand-strong, var(--brand)));margin-bottom:.9rem}.section-lead{font-size:1.12rem;color:var(--muted);max-width:42em}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}@media(max-width:980px){.card-grid{grid-template-columns:1fr 1fr}}@media(max-width:640px){.card-grid{grid-template-columns:1fr}}.card{position:relative;display:flex;flex-direction:column;background:var(--card-bg, var(--surface));border:1px solid var(--line);border-radius:var(--radius);padding:1.75rem;box-shadow:var(--card-shadow, none);transition:border-color .2s ease,transform .2s ease,box-shadow .2s ease}.card:hover{border-color:var(--line-hover, var(--brand));transform:translateY(-2px);box-shadow:var(--card-shadow-hover, var(--card-shadow, none))}.card-icon,.feature-icon,.pay-icon{display:grid;place-items:center;width:52px;height:52px;border-radius:var(--radius-sm);background:var(--icon-bg, var(--surface-2));color:var(--icon-ink, var(--brand));margin-bottom:1.25rem}.card p{color:var(--muted);font-size:.99rem}.tags{list-style:none;padding:0;margin:0 0 1.25rem;display:flex;flex-wrap:wrap;gap:.4rem}.tags li{font-size:.8rem;font-weight:600;font-family:var(--tag-font, var(--font-sans));color:var(--tag-ink, var(--muted-strong, var(--ink)));background:var(--tag-bg, var(--surface-2));border:1px solid var(--line);border-radius:999px;padding:.2rem .65rem}.card-link{margin-top:auto;display:inline-flex;align-items:center;gap:.35rem;font-weight:650;font-size:.95rem;text-decoration:none;color:var(--link, var(--brand))}.card-link:after{content:"";position:absolute;inset:0;border-radius:inherit}.card-link .icon{transition:transform .2s ease}.card:hover .card-link .icon{transform:translate(3px)}.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(2rem,5vw,5rem);align-items:start}.split-head{position:sticky;top:110px}@media(max-width:900px){.split{grid-template-columns:1fr}.split-head{position:static}}.feature-list{list-style:none;margin:0;padding:0;display:grid;gap:1rem}.feature{display:flex;gap:1.25rem;padding:1.5rem;background:var(--feature-bg, var(--bg));border:1px solid var(--line);border-radius:var(--radius)}.feature-icon{flex-shrink:0;margin:0}.feature h3{margin-bottom:.35rem}.feature p{margin:0;color:var(--muted)}.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:1.25rem;counter-reset:step}.step{position:relative;padding:1.75rem 1.25rem 1.5rem 0;border-top:2px solid var(--step-line, var(--line-strong, var(--line)))}.step:before{content:"";position:absolute;top:-2px;left:0;width:56px;height:2px;background:var(--accent)}.step-num{display:block;font-family:var(--num-font, var(--font-display));font-size:2.6rem;font-weight:700;line-height:1;color:var(--step-num, var(--brand));margin-bottom:1rem;letter-spacing:-.03em;font-variant-numeric:tabular-nums}.step p{color:var(--muted);margin:0;font-size:.98rem}@media(max-width:980px){.steps{grid-template-columns:1fr 1fr}}@media(max-width:560px){.steps{grid-template-columns:1fr}}.section-pay{background:var(--pay-bg, var(--surface));color:var(--pay-ink, var(--ink));border-block:1px solid var(--line)}.section-pay h2,.section-pay h3{color:var(--pay-heading, inherit)}.section-pay .section-lead{color:var(--pay-muted, var(--muted))}.pay-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem}@media(max-width:860px){.pay-grid{grid-template-columns:1fr}}.pay-card{background:var(--pay-card-bg, var(--bg));border:1px solid var(--pay-card-line, var(--line));border-radius:var(--radius);padding:clamp(1.5rem,1rem + 2vw,2.4rem)}.pay-card.featured{border-color:var(--pay-featured-line, var(--brand));box-shadow:var(--pay-featured-shadow, 0 0 0 1px var(--brand))}.pay-card>p{color:var(--pay-muted, var(--muted))}.pay-top{display:flex;align-items:flex-start;justify-content:space-between}.badge{font-size:.78rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--badge-ink, var(--brand-ink));background:var(--badge-bg, var(--brand));padding:.3rem .65rem;border-radius:999px}.flow{list-style:none;padding:0;margin:1.5rem 0 0;display:grid;gap:0}.flow li{display:flex;gap:.85rem;align-items:flex-start;position:relative;padding-bottom:1rem;font-weight:550}.flow li:not(:last-child):before{content:"";position:absolute;left:13px;top:28px;bottom:2px;width:2px;background:var(--pay-card-line, var(--line))}.flow-n{flex-shrink:0;display:grid;place-items:center;width:28px;height:28px;border-radius:50%;font-size:.82rem;font-weight:700;background:var(--flow-bg, var(--surface-2));color:var(--flow-ink, var(--brand));border:1px solid var(--pay-card-line, var(--line));font-family:var(--num-font, var(--font-sans))}.pay-note{display:flex;gap:.6rem;align-items:flex-start;margin:1.75rem 0 0;color:var(--pay-muted, var(--muted));font-size:.97rem;max-width:60em}.pay-note .icon{flex-shrink:0;margin-top:3px;color:var(--accent-strong, var(--accent))}.compliance-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:var(--surface)}.compliance-item{padding:1.75rem;border-right:1px solid var(--line);border-bottom:1px solid var(--line);margin:0 -1px -1px 0}.c-icon{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:var(--radius-sm);background:var(--icon-bg, var(--surface-2));color:var(--icon-ink, var(--brand));margin-bottom:1rem}.compliance-item h3{font-size:1.05rem}.compliance-item p{margin:0;color:var(--muted);font-size:.95rem}@media(max-width:900px){.compliance-grid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.compliance-grid{grid-template-columns:1fr}}.audience{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.audience li{display:flex;flex-direction:column;gap:.3rem;padding:1.4rem 1.5rem;background:var(--bg);border:1px solid var(--line);border-radius:var(--radius)}.audience strong{font-size:1.05rem}.audience span{color:var(--muted);font-size:.95rem}@media(max-width:900px){.audience{grid-template-columns:1fr 1fr}}@media(max-width:560px){.audience{grid-template-columns:1fr}}.faq{border-top:1px solid var(--line)}.faq-item{border-bottom:1px solid var(--line)}.faq-item summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:1rem;align-items:center;padding:1.3rem 0;font-weight:650;font-size:1.08rem}.faq-item summary::-webkit-details-marker{display:none}.faq-plus{position:relative;flex-shrink:0;width:28px;height:28px;border-radius:50%;border:1px solid var(--line-strong, var(--line))}.faq-plus:before,.faq-plus:after{content:"";position:absolute;left:50%;top:50%;width:11px;height:1.5px;background:currentColor;transform:translate(-50%,-50%);transition:transform .2s ease}.faq-plus:after{transform:translate(-50%,-50%) rotate(90deg)}.faq-item[open] .faq-plus:after{transform:translate(-50%,-50%) rotate(0)}.faq-a p{color:var(--muted);margin:0 0 1.4rem;max-width:44em}.cta-band{background:var(--cta-bg, var(--brand));color:var(--cta-ink, var(--brand-ink));padding:clamp(3rem,2rem + 4vw,5rem) 0;position:relative;overflow:hidden}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap;position:relative}.cta-band h2{color:inherit;margin-bottom:.35rem}.cta-band p{margin:0;opacity:.85;max-width:36em;font-size:1.1rem}.cta-actions{display:flex;gap:.75rem;flex-wrap:wrap}.cta-band .btn-primary{background:var(--cta-btn-bg, var(--bg));color:var(--cta-btn-ink, var(--ink))}.cta-band .btn-ghost{color:inherit;border-color:color-mix(in 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